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Entrepreneurial Firms and Bank Financing: Do Business Angels Play a Role?

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Abstract

This paper investigates the contribution provided by business angels' (BAs) post-investment intervention to the interaction between young entrepreneurial firms and bank lending decisions within the entrepreneurial finance ecosystem. The analysis relies on a data set comprising 114 Italian BA-backed firms over the 2010–2018 period, alongside 498 matched firms. We find evidence that BAs' support makes it easier for entrepreneurial firms to raise follow-on bank financing. Additionally, we document the positive effects of both BAs' entrepreneurial experience and soft monitoring. These effects can be attributed to BAs' value-added contributions and their role in mitigating information asymmetries perceived by debt providers.

Original languageEnglish
Pages (from-to)1217-1245
Number of pages29
JournalEuropean Financial Management
Volume31
Issue number3
DOIs
Publication statusPublished - Jun 2025

Keywords

  • bank debt
  • business angels
  • entrepreneurial finance
  • new firms
  • value-added

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